BankTech Oracle (BTO) Privacy & AI Safety Policy

1. Our Commitment to Data Stewardship

At Paladin fs, our reputation is built on two decades of unwavering data stewardship. We understand that for bankers to leverage the power of Artificial Intelligence, they must first have absolute confidence in the safety and confidentiality of their proprietary data.

The BankTech Oracle (BTO) platform is governed by the Paladin Standard of Integrity, ensuring that your institution's data is used responsibly, ethically, and securely.

2. The Paladin "No-Leak" Vendor Pledge

We strictly adhere to a "No-Leak" policy regarding the Paladin Blue Book. We pledge never to publish, release, or disclose specific vendor pricing, contractual specifics, or commercial terms gathered from our clients—past, present, or future—to any other institution or the public.

It is our firm policy not to violate any of our confidences held between us, third-party suppliers, and all of our clients. Your individual contract specifics are locked behind the industry's most rigorous confidentiality standards.

3. Power in the Aggregate

Paladin provides advice, direction, and market intelligence based strictly on direct experience in aggregate.

• We use anonymized trends and high-level benchmarks to provide recommendations.
• We empower your institution with market intelligence without ever revealing the source data or specific commercial positions of your peers.

4. AI Safety & Model Integrity (No LLM Training)

A foundational pillar of BTO is the separation of Client Data from our core intelligence models.

• No Model Training: We explicitly pledge that your proprietary data is never used to train, tune, or improve the BankTech Oracle's global generative models or any third-party Large Language Models (LLMs).
• Data Siloing: Your inputs remain yours—siloed, secure, and sovereign. The AI functions as a processing engine for your specific queries, not as a sponge for your proprietary secrets.

5. Data Sovereignty & Ownership

• Ownership: Each institution retains 100% ownership of its own Confidential Information and intellectual property.
• Limited Access: Access to raw data is restricted to authorized Paladin employees, contractors, or advisors who have a strict "need to know" and are bound by legal confidentiality obligations.

6. Human-in-the-Loop Philosophy

While BTO utilizes advanced AI to accelerate analysis, we maintain a "Human-in-the-Loop" philosophy. Paladin's expert analysts oversee the integrity of the platform to ensure that the AI's outputs align with our historical experience and your specific strategic goals.

7. Legal Framework & Jurisdiction

All data interactions and confidentiality obligations are governed by the laws of the State of Texas.

• Duration: The duty to protect Confidential Information remains in effect for five (5) years from the date of disclosure.
• Security: We employ enterprise-grade encryption and security protocols to protect data during transmission and at rest.

8. Immediate Assurance

Upon submitting your email address or data to the BTO platform, you will receive a formal Data Protection Pledge signed by our CEO, Aaron Silva. This document serves as a unilateral commitment from Paladin fs to your institution, reaffirming these protections in a legally binding format.

The BankTech Oracle and Paladin Blue Book are proprietary assets of Paladin fs, LLC.

For questions regarding this policy, please contact our Data Integrity Team at bto@paladin-fs.com